You have subscribed to My House My Life and now you want to know if everything went well? Know the My Home My Life registration status is essential to monitor your chances of owning your own home.
The problem is that many people don't know how to check or what each displayed status means.
This is a program that helps thousands of low-income families in Brazil, but to avoid wasting time and opportunity, it's important to understand how to properly track your registration.
And that's what we're going to show you now.
If you want to see if it was approved, if it is under review or if there was an error, this article will show you How to check the status of your Minha Casa Minha Vida registration, what it means, and what to do at each stage of the process.
Let's get straight to the point to help you make your dream of owning your own home come true.
What is My House My Life?
O My House My Life (MCMV) is a Federal Government housing program, aimed at low-income families who want to stop renting and own their own home with subsidies and reduced interest rates.
Currently, it is coordinated by Ministry of Cities, in partnership with city halls, states, construction companies and the Federal Savings Bank, which is responsible for analyzing and releasing housing credit.
In 2023, the program underwent reformulations with the return of its original name, after having been called Green and Yellow House. The new rules expanded access for families with incomes of up to R$ 8,000 monthly, divided into service bands.
Who can apply for the program?
To register for Minha Casa Minha Vida, you must meet some basic requirements:
- Have a gross monthly family income of up to R$1,000,400;
- Not having your own property in your name;
- Not having previously benefited from housing programs;
- Have a regularized CPF and not have financial restrictions.
Priority is given to families with women as heads of households, people with disabilities, the elderly and residents of high-risk or unhealthy areas.
How to register correctly
If you meet the above rules, you can register for Minha Casa Minha Vida in two ways:
- By your city's City Hall, in partnership with local housing programs (generally for families with incomes up to R$ 2,640);
- Directly with Caixa Econômica Federal, in the case of properties financed by private ventures (income above R$ 2,640).
For the Box, the process can be initiated:
- From the official website: https://www.caixa.gov.br
- By the app Housing Box (available for Android and iOS)
- In person at a Caixa branch
It is necessary to present personal documents, proof of income, and proof of residence. After registration, a proposal number is generated.
How to check the status of your Minha Casa Minha Vida registration
After submitting your application, you can track the status of your proposal directly through Caixa channels:
📱 Caixa Housing Application
- Download the app from your mobile store;
- Log in with your CPF;
- Access “My Proposals”;
- Check the updated status.
💻 Caixa website
- Access https://www.caixa.gov.br;
- Go to “Housing” > “Track Proposal”;
- Log in with your details;
- See the progress of your application.
📞 Cashier Service
- Call 0800 104 0104 and choose the housing option.
“Under review” status: what it means
O status “under review” indicates that Caixa is evaluating your data, such as income, documentation, CPF status and other information provided.
This is a standard process and can take a few days or weeks, depending on the volume of requests and the city you live in. It doesn't mean it's been rejected—it just means it's still being reviewed.
It's important do not try to send the same proposal several times to avoid crashing the system or generating duplication.
Common reasons for delays in analysis
If your application is “on hold,” it could be for one of these reasons:
- Incomplete or illegible documentation;
- CPF pending with the Federal Revenue Service;
- Name on credit protection agencies (SPC/Serasa);
- Error filling out the proposal;
- Caixa's credit analysis process is underway.
✅ Tip: Always keep your data up to date and review the documentation carefully before submitting.
I was approved: what now?
If the status shows that you have been approved, the next step is:
- Receive contact from Caixa or the construction company to continue with the process;
- Sign the contract financing;
- Wait for the release of the property (if it is on the plan) or do the survey (if already ready);
- Start paying the installments as per the contract.
You can follow the entire schedule through the Caixa app or website.
I was rejected: what should I do?
If the status shows refusal or disapproval, don't be discouraged. Look at the reason given and:
- Correct the data or documents and try a new proposal;
- Check if there are any outstanding issues with your CPF and regularize them;
- If you have a negative credit history, negotiate your debts before resubmitting;
- If your income is compromised, try to adjust your family budget.
You can reapply to the program as soon as the pending issues are resolved.
Conclusion
Know exactly what status of registration in My House My Life is essential to monitoring your journey toward homeownership. By paying attention to the steps, organizing your documents, and being patient while waiting for the review, you increase your chances of success in the program.
Tracking through the Caixa app or website is quick, free, and hassle-free. And if you're not approved on your first try, know that you can try again—the important thing is not to give up.
Thousands of Brazilians have already achieved this dream with Minha Casa Minha Vida. With information, organization, and focus, you too can be next. 💙
Frequently Asked Questions (FAQ)
1. How long does it take to analyze the Minha Casa Minha Vida application?
The turnaround time varies depending on the region and demand. It typically takes 15 to 45 days after submitting the documentation.
2. Where can I see the status of my application?
You can consult through the Caixa Habitação app, on the website caixa.gov.br or by calling 0800 104 0104.
3. Can I update my details after registering?
Yes. If you find any errors, visit a Caixa branch or access your proposal in the app to correct it.
4. Can I register even if my name is on Serasa?
No. Your credit score must be clean for financing approval. Make sure your credit is up to date before applying.
5. My application was rejected. Can I try again?
Yes. Once you resolve the reasons for rejection, you can resubmit your proposal for further review.